![]() ![]() Quickly see how much interest you could pay. If you have family who would like to assist you to buy your first home, this can be helpful if you’re able to meet the repayments on a home loan, but don’t have the bank deposit. Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Read more about government help for home buyers Getting help from friends and family You may be able to get government help to buy your first home if you're a KiwiSaver member, purchasing in certain areas, want to buy a house owned by K āinga Ora or are Māori and want to live on your ancestral land. Read more about mortgages Government help to buy your first home ![]() To work out your potential costs when taking out a mortgage, use the mortgage calculator above. A mortgage agreement can take years or even decades to pay off. In return, you pay the bank or lender interest on the amount of money you have borrowed over the period of the mortgage. The home loan is secured by that property.Ī mortgage can help you buy a home sooner than if you were to save for the full price. Read more about conditional pre-approval Your mortgageĪ mortgage (or “home loan”) is money borrowed from a bank or other lender to buy a property. Conditional pre-approval lets you know the price range you can buy in. It’s a good idea to have conditional pre-approved finance arranged with your chosen lender before you start looking at property to buy. Read more about saving a bank deposit Conditional pre-approval Most lenders require first home buyers to have a deposit of at least 20% of the amount you are borrowing. The bank deposit is the initial money you’ll need if you borrow money from a bank or other lender to purchase a property. Calculations are based on the interest rate selected being constant for the entire term of the loan. Actual loan repayment amounts may vary slightly due to rounding. The calculator also shows how much money and how many years you can save by making prepayments. Calculations are based on a table repayments term loan. This calculator determines your mortgage payment and provides you with a mortgage payment schedule. All amounts entered by you are assumed not to vary and are valid only at the time of entry. Talk to the professionals at Ent to learn more about the home-buying process to prepare for the next chapter of your life.This calculator is intended as a guide/illustration only. If your mortgage payment is more than 50% of your earnings, you can easily fall further into debt if you lose your job or have a high cost of living. When estimating how much you can afford, remember that your living costs shouldn’t account for more than 50% of your take-home pay. Use this tool to determine how much home you can afford based on your budget. Use NerdWallet’s auto loan calculator to see an estimate of your monthly car payment and total loan cost based on vehicle price, interest rate, down payment, sales tax, fees and more. Ent is here to help you prepare your own home. Dont know your original loan amount or already made extra payments Use current balance instead. For a more accurate estimate of how much you can borrow, you should speak with a lender or use a mortgage calculator that factors your income, expenses, and other financial information.īuying a house will likely be one of the biggest financial decisions of your life, and it shouldn’t be made lightly. However, this can vary depending on your financial circumstances and the lender's criteria. Generally, financial experts suggest borrowing no more than three to five times your annual income for a mortgage. Once you pay off the mortgage in full after a certain number of years, you will own the home outright.Įnter the following information to get started: Pay your mortgage on time every month to avoid compound interest and late fees. Your monthly payment goes towards the principal balance on your mortgage and the interest accrued during the last billing period. It is a user-friendly designed calculator that can help you calculate and assess your home loan EMIs immediately. ![]() You can use the Home Loan EMI Calculator of Groww to calculate your EMI. It requires strategic planning for its repayment. If you are pre-approved for a mortgage loan, use the Ent Mortgage Payment Calculator to estimate your monthly mortgage payment to figure out how much you need to pay every month. Home loans usually have a huge loan principal amount and a long tenure. Ultimately, the best way to understand what is right for you is to talk to a licensed loan officer who can help you explore and understand what is right for you. Various loan programs are available, offering a range of options for different situations. The primary factors to consider when determining how much you can afford to spend on a home include your income and monthly debt obligations (car payments, student loans, credit cards, etc.), how much money you have for a down payment and your specific financial goals. ![]()
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![]() To determine if that’s what’s happening, you’ll need to disable all of your site’s plugins. One of the most common causes of the 503 error in WordPress is plugin compatibility issues. If not, continue on to the next step in the process. If it is, you’ve successfully fixed the issue. The following six sections each cover a potential fix, aimed at resolving the different potential root causes.Īfter each step, take a moment to return to your website and see if the 503 error is gone. Since you often can’t be sure what caused the 503 error in any given situation, you’ll need to go about troubleshooting it methodically. There are also other technical issues triggering the 503 error, like problems with your plugins or theme. ![]()
![]() ![]() See full event details at the Rockstar Newswire. Harness the holiday energy by adding the Snowball Launcher to your arsenal, available upon log in from December 21 through December 27. Play GTA Online during the holidays and receive the new Snowball Launcher, because nothing says peace on earth and good will to all men quite like a snowball to the face. Plus, the new Bravado Dorado (SUV) hits the snow-filled streets, there are Double Rewards in the new Drift Races, 3X GTA$ and RP for taking part in a new batch of holiday-themed Community Series Jobs, and gifts aplenty that all point to a sweet beginning to the New Year. Anyone who didn’t get The Snowman Outfit or the Gooch Mask last year will have a second chance at these eccentric accessories, thanks to the return of a string of holiday events. On Tuesday Rockstar Games dropped a trailer for GTA VI. ![]() There’s also a sleigh’s worth of holiday-themed gifts and rewards available, including the Green Xmas Tree Hat, White Xmas Reindeer Hat, and much more. With the release date of one of the most anticipated games of all time confirmed, the question: can GTA VI crack 1 billion in 24 hours. Invest in the new Salvage Yard featured in GTA Online: The Chop Shop and partake in a rotation of Salvage Yard Robberies with new targets and locations this week. Get yourself the gifts that keep on giving - real estate and passive income. Buy Grand Theft Auto: The Trilogy The Definitive Edition. Join the 151.0k people playing right now Building upon years of development on the Cfx.re framework, which has existed in various forms since 2014, FiveM is the original community-driven and source-available GTA V. The Happy Holidays Hauler will be dropping presents in its wake including festive sweaters, GTA$ and RP, ammo, and snacks to pad your inventory. FiveM is a modification for Grand Theft Auto V enabling you to play multiplayer on customized dedicated servers, powered by Cfx.re. Look out for its string-lit, cherry-red paint job and unique jingle as it makes the rounds to and from Legion Square before vanishing into thin air. Seasonal publicity stunts are customary this time of year, but eCola has gone the extra mile by summoning its Holiday Hauler Truck from plumes of red and green smoke. ![]() Snow-filled skies and festive wonder abounds as the holiday season arrives in Southern San Andreas, with new Snowball Fights, a holiday spin on Entourage, and a state-wide hunt for the mysterious Yeti. ![]() ![]() If you plug your Mac into a set of nice headphones or a big speaker, the difference between 1 and 2 might be a bigger jump than you want. If you hit the volume up/down keys on your Mac keyboard, you might think you only have 16 levels of volume. I do this instinctively when I get up from my desk, and I encourage you to do the same.Īdjust your Mac’s volume and screen brightness You can set the volume to two-and-a-quarter. ![]() Control-Command-Q instantly locks your Mac, hiding your desktop.Hold Option while resizing a window to keep its position centered.Hold Command to click and interact with windows in the background without making them the active window.Shift-Command-5 opens the screenshot and screen recording app.Command-Space opens Spotlight, the Mac’s super-useful search feature.Hold down the Shift key as you use the key commands above to select text on your Mac.Command-↑ and Command-↓ moves the cursor to the top and bottom of the text field.Command-← and Command-→ moves the cursor to the beginning and end of a line.Option-↑ and Option-↓ moves the cursor one paragraph up and down.Option-← and Option -→ moves the cursor one word over.Here are a few shortcuts that help you move the cursor around a text field ( here’s a corresponding video to explain it visually). Command-K turns highlighted text into a link.Control-Command-Space opens the emoji, special character and symbol picker.These should work in most text fields or forms. If you want to jazz up your text, these Mac keyboard shortcuts can make quick work of changing formatting or adding emoji, special characters and symbols. Text input macOS symbol and font pickers. Command-Comma opens the settings for any app.(Hold Shift with any of those to go in the opposite direction.) Command-Tab switches between apps, Command-` switches between windows of the same app, Option-Tab switches between tabs of the same window.Option-Command-Escape brings up the window to force-quit an unresponsive app.Control-Command-F moves the app you’re using into full-screen mode. ![]() Control-↓ opens Exposé, which shows all open windows of the current app. ![]() Control-↑ opens Mission Control, which shows all your open windows, desktops and full-screen apps.Option-Command-H hides everything except the current application, if you want to focus on what you’re looking at.Command-H hides the current application, if you want it out of the way but plan on coming back to it later.Command-M minimizes the current window to the Dock.Unless some misbehaving app has overridden them, these will work just about everywhere. These shortcuts are universal across the Mac. ![]() ![]() ![]() Now without any further ado let's get down with our list of animation software for all you beginner animators. This means you can get your animation basics cleared without having to burn a hole in your pocket. Keeping that in mind, we have included only the best free 3d animation software for beginners in this list. So, you can easily pick the right one according to the computer you use.īeing a beginner you may not want to spend a lot on animation software. This software is compatible with both Mac and Windows computers. Fortunately for you, we have shortlisted some of the best 3d animation software that can help you. If you are someone who has just ventured into the field of animation, you will need some efficient tools to help you get started. Basically, a three-dimensional space is used for animating characters and backgrounds in this kind of artwork. It stands for three-dimensional animation. In modern-day art forms, 3d animation is a highly revered discipline. It does not store any personal data.Top 10: Best Free 3D Animation Software for Beginners The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". The cookie is used to store the user consent for the cookies in the category "Other. ![]() The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. When you make a purchase using links on our site, we may earn an affiliate commission. Readers like you help support iGeeksBlog. SD card not working on 14-inch and 16-inch MacBooks?.Why is my Mac fan so loud and how to fix it.Have more queries? Share in the comments below. I hope this article helped you choose the best animation software for your Mac and make the work smoother. You can get high-quality features with sufficient pricing plans and an easy-to-use interface in Doratoon. These characteristics are already available in Doratoon, the best-animated software for beginners to experts. Some helpful features might not be available in every software. The best animation software has valuable features that the majority can afford at a reasonable price.īefore buying an animated software, check whether the features you desire are present in the application. Therefore, you should wisely choose which software you want to spend money on. The software must have an easy-to-use interface to use with lesser technical information.Īnimation is great but not the end of the world. Check whether your chosen animated software has a wide range of attractive animated characters and templates covering every department of official and personal life. The best animation software has wonderful built-in characters and templates. Built-in animated characters and templates.However, if you are confused, here’re some prominent factors that must be present in any animation software. We have differentiated 9 different and top-class animated applications available. Try it Prominent factors in the best animation software It is an easy-to-use online tool and you can get started for free! Whether innovative ideas or old-school themes, the tool helps make every video seamlessly. Adobe Spark, a stream of Adobe editors, allows you to instantly design, edit, and share your desired videos on different social media platforms.īig brands use this animation software to put forward their story in front of an audience. ![]() ![]() ![]() To get the most from this site, please enable JavaScript. Yes, hello, i was wondering if you could play that song again, the one that goes.Yo homies I'm selling miss molnars smart board! That's what's up yessir!.That’s because of you, let plankton into my… restaurant!.Easily access AI voice through SpongeBob text-to-speech and enjoy 77+ other natural languages. Why are we still here.? Just to suffer.? 1.FakeYou 2.UberDuck.ai 3.15.ai News about SpongeBob voice AI singing (AI covers) Part 1: Top 3 SpongeBob AI Voice Generators 1) VoxBox VoxBox is a captivating SpongeBob AI voice generator.This is a verified beat, Dee jay grippy wiener will fill your needs. Spongebob me boy, I am overdosing on gas station d*ck pills.Spongeboy me bob, I am overdosing on gas station deck pills.Slam dunk a Travis baby into the trashcan. Roundhouse kick Travis into the concrete. You can make the voice say anything, and it will be added to this. James Bond Anne Hathaway Memento Movie Ian Holm John Gielgud Sigourney Weaver The French Chef. Colgate Advert Music Sugar Jets Cereal Advert Music Granny (June Foray) TTS Computer AI Voic. Not set using default of Legacy FakeYou (grapheme-focused) Upload date (UTC). Squidward, the car is on fire, and there's no driver at the wheel Narrator Madeline and the Magnificent Pu. The French Narrator (RotFD) Spoken Language. Find more sounds like the 10 years later meme SpongeBob time card edit one in the music category page. In this category you have all sound effects, voices and sound clips to play, download and share. Sponge Bob, me boy that's quite the urethra The 10 years later meme SpongeBob time card edit meme sound belongs to the music.Today I am going to teach you how to live a life in america below one hundred dollars. So you want to learn how to make money do ya.We suggest some listings of the best free text-to-speech that provides natural sound for your project. ![]()
![]() Set up a custom timeframe if none of the listed options suitĦ. Select between 30 minutes, 1 hour, 2 hours, today, and this week from the Duration option.Click on the profile picture in the upper right corner.Here’s another helpful Microsoft Teams hack: Adjust the status duration settings to automatically switch your status from ‘busy’ to ‘away’ after a set time so people know when you’re not online.Īlter this default setting by following these steps: Alter your status duration via Microsoft Teams Similarly, to view hidden channels within a team, select ‘hidden channels’ and ‘Show.’ 5. Click on the More options icon, and then select ‘Show’.Navigate to the bottom of your Teams list on the left side, and choose ‘Hidden teams’.Hide channels by clicking on the ellipsis next to the team name for channels you are not an active member of. Drop the most demanding team or channels to your pinned folders list. Simply drag and drop teams to position them in your preferred order. ![]() That’s why reorganizing them is a great way to clear things up! Managing multiple channels can be confusing. Collaborate and work on the files using Office Online or the desktop application. Share files with others in your team with Sharepoint by clicking on the Files tab. Sharepoint is an integrated Microsoft platform used for securing and sharing files. Integrate the usage of Sharepoint via Microsoft Teams ![]() Additionally, other team members will automatically update as they are added to or removed from Microsoft 365. Everyone except guest users will see your message. This team serves as your channel to multi-message everyone with a single message.
![]() ![]() (1952–1983) Chart showing the progress of Chelsea's league finishes from 1906 to the presentįormer Arsenal and England centre-forward Ted Drake was appointed manager in 1952 and proceeded to modernise the club. Modernisation and the first league championship They were FA Cup semi-finalists in 19 and remained in the First Division throughout the 1930s, but success eluded the club in the inter-war years. The club had the highest average attendance in English football in ten separate seasons including 1907–08, 1909–10, 1911–12, 1912–13, 1913––20. Chelsea had a reputation for signing star players and attracted large crowds. The team reached the 1915 FA Cup final, where they lost to Sheffield United at Old Trafford, and finished third in the First Division in 1920, the club's best league campaign to that point. was founded on 10 March 1905 at The Rising Sun pub (now The Butcher's Hook), opposite the present-day main entrance to the ground on Fulham Road, and were elected to the Football League shortly afterwards.Ĭhelsea won promotion to the First Division in their second season, and yo-yoed between the First and Second Divisions in its early years. As there was already a team named Fulham in the borough, the name of the adjacent borough of Chelsea was chosen for the new club names like Kensington FC, Stamford Bridge FC and London FC were also considered. ![]() ![]() was turned down, so Mears opted to found his own club to use the stadium. An offer to lease it to nearby Fulham F.C. In 1904, Gus Mears acquired the Stamford Bridge athletics stadium in Fulham with the aim of turning it into a football ground. (1905–1952) The first Chelsea team in September 1905 In terms of club value, Chelsea is the eighth-most-valuable football club in the world (as of 2022 ), worth $3.10 billion, and is the eighth-highest-earning football club in the world. The club has rivalries with neighbouring teams Arsenal and Tottenham Hotspur, and a historic rivalry with Leeds United. In terms of overall trophies won, Chelsea is the fourth-most successful club in English football. Internationally, they have won the UEFA Champions League, the UEFA Europa League, the UEFA Cup Winners' Cup and the UEFA Super Cup twice each, and the FIFA Club World Cup once since their inception. Domestically, the club has won six league titles, eight FA Cups, five League Cups, and four FA Community Shields. They are also the only London club to have won the Champions League and the Club World Cup. They are also the only club to have won all three major European competitions twice. ![]() The club won the FA Cup for the first time in 1970, their first European honour, the Cup Winners' Cup, in 1971, and became the third English club to win the Club World Cup in 2022.Ĭhelsea is one of five clubs and the first English club to have won all three pre-1999 main European club competitions, the "European Treble" of European Cup/UEFA Champions League, European/UEFA Cup Winners' Cup, and UEFA Cup/UEFA Europa League. It won its first major honour, the League championship, in 1955. The club competes in the Premier League, the top division of English football. Founded in 1905, the team play their home games at Stamford Bridge. Chelsea Football Club is an English professional football club based in Fulham, West London. ![]() ![]() Please do not distribute or sell this template without permission. Note: This PowerPoint Templates are for personal and non-commercial use only. Our mission is to accelerate the creation of presentations for university students, teachers, and design professionals, enabling them to focus on the essentials: the message they want to convey. Elevate your slides to new heights and leave a lasting impression on your audience with our exceptional PowerPoint Templates, available exclusively at PPThemes.Īt PPThemes, we understand the importance of highlighting your content without wasting time on design tweaks. When it comes to creating impactful PowerPoint presentations, PPThemes is the perfect site, Download these templates and explore our extensive collection to find the perfect match for your presentation needs. ![]() We also offer the Volleyball PPT Template, perfect for sports-related presentations, and the PowerPoint Biography Template, ideal for showcasing personal or professional achievements. With the Morph Transition, you can seamlessly transform one slide into another, creating a visually stunning and dynamic presentation experience.ĭiscover a range of exciting templates on our website, including the Netflix PowerPoint Template, which features a sleek and professional design inspired by the popular streaming platform. Dark Designium is a multipurpose dark PPT template. See more of this template from the image gallery above. Dark Designium is a cool choice if youre looking for a clean design. Unlike other platforms like Canva or Prezy, our templates provide you with advanced animation features that go beyond the basics. Here are five of the best premium dark and black theme PowerPoint templates: 1. Best of all, they are 100% free, allowing you to enhance your content and keep your audience engaged with captivating animations, such as the Morph Transition. Our templates boast creative and modern designs across all slides, ensuring that your presentations stand out. Top Sources for Free PowerPoint Templates 1.At PPThemes we offer a diverse collection of premium PowerPoint Templates ,also known as PPT, available for free download. Our experienced design teams are on duty all day, every day, and can turn around a presentation within 12 hours. ![]() If you’d rather outsource your PowerPoint design, use Superside design services. ![]() From the font choices, to the cohesive style, it's important that your presentation designs are up to par with your content! Free for commercial use High Quality Images. 99,000+ Vectors, Stock Photos & PSD files.
![]() ![]() On the new window, just input the filename you’d like to save your video as. You can do that by simply hitting Save Video. This takes you to an export window.įor the best quality between size and quality, it’s advised you head straight to Save As, without making any changes to Resolution and Bitrate. When you’re done, you’d have to export your video. If you make mistakes, hit the undo button or just tap ‘Ctrl Z’ on your keyboard. You can go further by adding transitions in between your clips or even using the green screen/chroma key effect. Just play around with these in your spare time, that’s how you become a pro while having fun! You can see a number of tools you can use to spice up your clips: transform, motion, effect, adjust, flip, etc. When you’ve got the desired effect , select Go Back.įor more advanced options, tap on the smaller clip box to activate your editing options. Click on the interesting once to see how they look on the preview screen. Click on the Effects button to view your options-color, black, mirror, and collage effects. Say hello to playtime! At this point, you can do a lot of things to your clips to give them the flair you want. You should be able to see your clips in the preview screen in no time! Step #3. In case if you don’t have any video clips ready and you just want to try the effects out, you can download royalty free video from one of these websites. Navigate to where you have your clips stored, select them, and click open. Hit Add Video/ Photo Clips.įrom the pop-up, just click on the option with the same name. Add Video/Photo ClipsĮnsure you have your videos and photo clips ready in your storage area. This will take you to a new window where you upload your files for action. Open Animotica and proceed to the New Project button. First, ensure you’ve downloaded and installed Animotica by the link above if you still don’t have it. In this section, we’ll be showing you how you can apply Animotica’s special effects to boost your video’s creative flair. If you don’t have Animotica on your PC yet, you should download it for free from Microsoft Store, so you can proceed with us to our video editing guide. How to Add Special Effects to Your Video Highlight Moments with the Freeze and time-lapse Effects.Go the Blockbuster Way With Green Screen Effect.Create Your Own Special Moment with Overlays.Make your Slides Go in Style with Transition Effects.Filter on Your Terms with the Adjust Tool.Glitch 100: Take Suspense to another Level.What Kind of Special Effects Are There?. ![]() How to Add Special Effects to Your Video. ![]() |
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